Also by Reinvestment Fund

Policy Solutions Blog

Archive: 2016

New Data on Mortgage Markets in Your City
Posted May 31, 2016
By Jacob Rosch

Mortgages are the lifeblood of the real estate market. Since 1975, Mortgage lenders have been required to collect data on the characteristics of mortgage borrowers and to disclose that information to the public. These data provide a wealth of information about who in your city is applying for purchase and refinance mortgages, who is being denied mortgages, and the names of the top lenders in your city.

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Measuring displacement risk in gentrifying neighborhoods
Posted May 24, 2016
By Emily Dowdall

A study just released by the Pew Charitable Trusts ( uses Reinvestment Fund’s Displacement Risk Ratio (DRR) to analyze gentrification and other types of neighborhood change in Philadelphia since the year 2000. The report found that gentrification, when defined as a neighborhood’s shift from a mostly low-income population to a middle or high-income one, was relatively limited. It also found that the speed and scope of the process varied substantially from one gentrified neighborhood to another. The DRR (referred to as the ‘affordability index’ in the report), was essential to understanding those variations, and the implications for longtime residents

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Advice for Measuring Access to Early Childhood Education
Posted April 15, 2016
By Jacob Rosch

Earlier this week I posted about our recent work mapping access to childcare. I asked our research staff to write a few lessons learned for folks interested in performing a similar analysis in their city:

There’s nothing simple about supply. In Philadelphia we discovered a large number (about 27% of the total supply of childcare) of “uncertified” providers flying under the state’s regulatory radar. To help map their contribution to childcare supply we had to rely on business records from third-party providers like the National Establishment Time Series (NETS) and InfoUSA. Business records are messy, but helped provide a deeper insight into each city’s market for early childhood education.

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New Data Tool to Measure Access to Early Childhood Education
Posted April 4, 2016
By Jacob Rosch

Although it’s not directly related to real estate, I thought the group might be interested in some new tools we just released to map and measure access to early childhood education. Improving access to high quality education is a critical part of making cities and neighborhoods more desirable places to live. Moreover, all states under the Child Care and Development Block Grant program must measure and address access to childcare shortages.

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A Preview of the Reinvestment Fund’s Chapter on Middle Neighborhoods
Posted March 15, 2016
By Paul Brophy

Making informed choices about neighborhood improvement strategies is an important agenda item for city governments and other stakeholders concerned with neighborhood improvement. Over the past eight months, I have been working with the San Francisco Federal Reserve Bank and the American Assembly, to produce a book of readings from experts regarding neighborhood improvement strategies in America’s legacy cities.

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