Debt Collection in Philadelphia

About the Authors

Emily Dowdall

President, Policy Solutions

Emily Dowdall is President of Policy Solutions at Reinvestment Fund. She works with government, philanthropic, nonprofit, and other civic leaders across the country to support strategic decision-making to strengthen communities. Ms. Dowdall leads a team of skilled analysts in conducting research and building analytic tools that help stakeholders implement effective interventions and address entrenched challenges. Her expertise includes approaches to understanding and intervening in housing markets, strategies to stabilize households and neighborhoods, affordable housing needs, fair housing, early child education access, and program evaluation.

Jacob Rosch

Senior Policy Analyst

Jacob Rosch conducts quantitative and qualitative research at Reinvestment Fund. He leads projects to help philanthropic, government, and private investors design strategies to support the expansion of high-quality child care, build healthy and thriving communities, and improve the lives of residents and families in disadvantaged communities.

Michelle Schmitt

Senior Policy Analyst

Michelle Schmitt uses quantitative and qualitative analysis to help clients assess their impact, evaluate their programming, and clarify their policy goals for Reinvestment Fund. She is currently working on a national study supported by the Institute of Museum and Library Services to understand the different ways museums and libraries contribute to the quality of life in their local communities, in addition to working on an analysis of minority homeownership in Pennsylvania, and a Market Value Analysis of St. Louis, Missouri.