Reinvestment Fund’s housing financing aims to increase access to housing that is affordable and safe for all families. With the growing demand for affordable housing, we are committed to a comprehensive approach that leverages partnerships with government, financial institutions, nonprofits, advocates and developers to support this need. Our financing offers a broad toolkit to actively support a variety of approaches to increase affordable housing—from Low Income Housing Tax Credits to naturally occurring affordable housing (NOAH) to land trusts and other subsidies. In recent years, Reinvestment Fund has focused on meeting a need within the NOAH market. With subsidies for regulated affordable housing diminishing and much private construction concentrated at the top of the market, there is significant unmet demand for housing that sells or rents at a low price naturally due to low costs of acquisition and renovation. As a CDFI, Reinvestment Fund has the experience and expertise to support the smaller businesses that work within this market to preserve affordable homes.
Reinvestment Fund’s research advances the understanding of housing market trends, issues that impact access to affordable housing, and the systemic factors that affect households, neighborhoods, and their cities. We have worked with public, nonprofit and private partners to identify practical interventions and investment approaches to improve the quality of local residential real estate markets and, in turn, strengthen communities.