Skip Navigation
 
 
 
 
 

What if Pennsylvania Had Not Had HEMAP?

Topic Housing

Reinvestment Fund analyzed Pennsylvania’s Homeowner’s Emergency Mortgage Assistance Program (HEMAP) with support from the William Penn Foundation. The summary findings include that from 2008 to 2010, HEMAP saved more than 6,100 Pennsylvania homeowners from foreclosure. The number of homes saved from foreclosure by HEMAP amounted to between 4.6% and 5.1% of the total inventory of homes in foreclosure. The report also found that the program averted a combined $480 million in financial impact of foreclosures.

Latest Insights

 
 
News December 11, 2025

Celebrating Our Community This Holiday Season

 
 
News December 8, 2025

Reinvestment Fund Issues $69.5M in General Obligation Bonds to Strengthen Investments in Underserved Communities

 
 
Impact Story December 2, 2025

City Greens Market: Building Capacity, Community, and a More Sustainable Future