The Philadelphia Early Childhood Education Loan Fund offers early childhood education providers in Philadelphia the ability to maintain quality, sustain unforeseen circumstances, and build out better financial practices. These loan funds are structured to offer maximum flexibility through below-market, fixed interest rates; flexible repayment provisions (including fully amortizing loans that do not constrain operator cash flow and carry no prepayment penalties); and minimal collateral requirements.
Loans from $5,000 to $50,000* are available to support a broad base of working capital needs and facility improvements or upgrades.
Interested applicants should complete a contact sheet and provide information about their proposed project. Please email the completed form to email@example.com
* A very limited number of loans greater than $50,000 may be made available on a case-by-case basis for facility improvements or as a short-term bridge loan for contracted slots, but will need to meet additional criteria.