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Kareem Thomas

Managing Director, Credit and Portfolio Management

Kareem Thomas is the Head of Credit and Portfolio Management for the Reinvestment Fund. As Reinvestment Fund’s Credit Officer, he is directly responsible for the lending practices, credit culture, credit risk and credit approval functions across the Reinvestment Fund footprint. Mr. Thomas also has direct responsibility for Lending Portfolio Management, where he and his team manage the performance of Reinvestment Fund’s loan portfolio of over $700mm+ combined assets. The team also plays a critical role in Reinvestment Fund’s annual S&P, AERIS, and Risk Management Audits.

Prior to Reinvestment Fund, he served as Chief Financial Officer for a nationally recognized for-profit literacy solutions company, and led Small Business Banking, Commercial Lending, Portfolio Management, and Credit Underwriting regions across PA, NJ, and DE for Wells Fargo, Citizens Bank, and Citi. Passionate about civic engagement, he serves on the Board of the Urban Affairs Coalition, Self, Inc, Influencing Action Movement, and is a past board member of Philadelphia OIC, American Red Cross, People’s Emergency Center, and the Mastery Charter School Foundation.

In 2022, Mr. Thomas was appointed by Philadelphia Mayor James F. Kenney to the Philadelphia Commission on Human Relations—the City’s Civil Rights and Social Justice Arm.