As Chief Policy Analyst at Reinvestment Fund, Dr. Michael Norton supports all research related to Reinvestment Fund’s organizational goals and mission. In this role Dr. Norton works closely with a range partners, including small non-profit organizations, local and national philanthropies, private companies, colleges and universities, school districts, federal, state, and city governments and agencies. His work leverages nearly a decade of experience as researcher and project director to develop data driven solutions – solutions that meet the unique needs of Reinvestment Fund and our key stakeholders in the public and private sectors. Dr. Norton completed his doctoral studies in the Sociology Department at Temple University, where his research examined the relationship between secondary mortgage market activity and neighborhood change in the Philadelphia region at the turn of the 21st century. Prior to joining Reinvestment Fund in 2015, Dr. Norton served as a Senior Research Associate at Research for Action in Philadelphia. In this role, he led and co-led a range of mixed-methods evaluations of educational reform initiatives and policies at the local and state levels.
The release of 2020 Home Mortgage Disclosure Act data provide an opportunity to look at the local mortgage lending environment – trends in loan volume, the kinds of loans being made, where loans are made, how efficiently different groups can access credit, and how key features of originated mortgages vary across different racial groups in Philadelphia.
Since 2014, Reinvestment Fund’s Fund for Quality (FFQ) and Early Childhood Education Loan Fund (ECE-LF) have been making investments to support the expansion of high-quality Early Childhood Education (ECE) opportunities throughout Philadelphia. From 2014 to 2019, the FFQ and ECE-LF have supported 51 projects at 46 unique centers, which have created or preserved 3,246 ECE high-quality seats across the city. These seats serve a diverse population of high-need families across the city.
In 2019 Policy Solutions partnered with Pennsylvania Housing Finance Agency (PHFA) to conduct a study of historical patterns of homeownership rates for different racial/ethnic groups throughout the 21st century. The study findings highlight the ongoing persistence of gaps in White and non-White homeownership throughout Pennsylvania.
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