Overview
- ECE Programs Grants and resources available for Early Childhood Education projects
- HBCU Brilliance Initiative Targeted financial support for Historically Black Colleges and Universities
- Food Systems Programs Food justice grants serving Philadelphia and the national HFFI program
- PA Coronavirus Small Business Assistance Program
- Social Determinants of Health Initiatives including national Invest Health and regional Building Healthier, More Equitable Communities in NJ
Meet the Team
Overview
- About our Financing Investing in projects that are both targeted and transformative
- Loan Products Financing for a variety of project needs
- Clean Energy Loans Financing for a broad variety of projects from solar to energy-efficient retrofits
- Small Scale Developers Financing that supports small scale housing developers
- New Markets Tax Credit (NMTC) Leveraging private-sector equity and loan capital investment
- Pay for Success Aligning public investment and high impact services
- Growing Diverse Housing Developers An initiative to create racially equitable, affordable, adequate housing solutions
MEET THE TEAM
OVERVIEW
- What we do & how we work A commitment to build strong, healthy, more equitable communities
- Where we work National reach with offices in Atlanta and Philadelphia
- Mission & Values What guides us as an organization
- Background Our founding, history and our industry
- Work with us Current career opportunities
- Governance Meet our Board of Directors
Meet the Team
INVEST
- How to Invest Invest in people and communities
- Promissory Notes Options for individuals starting at $1,000
- Make an Impact Investment Program-related investments, mission-related investments and private debt offerings
- PhilaImpact Fund Investments toward enhancing the greater Philadelphia region
- Our Investors Meet some of our investors and hear why they invest in us
- Resources Impact and financial information
Meet the Team
Overview
OVERVIEW
- Policy Solutions Supporting data-driven, strategic decision-making and investment to strengthen communities
- Market Value Analysis An analytic tool to guide neighborhood revitalization and equitable development strategies
- Limited Supermarket Analysis A tool to understand and address inequitable access to fresh and healthy food
- Housing Research and Analysis Quantitative and qualitative analyses on topics such as fair housing and eviction and foreclosure prevention
- Early Childhood Education Analytics Data-driven approaches to reducing gaps in access to high quality early learning
Meet the Team
In July 2003, the Pennsylvania Legislature mandated that the Department of Banking conduct a study of residential lending practices in light of elevated levels of foreclosure in the Commonwealth. The Secretary of Banking hired Reinvestment Fund to undertake this study and to provide the facts upon which the Department could develop a plan of action.Based on Reinvestment Fund’s findings and recommendations, the Pennsylvania State Legislature recently considered and enacted several changes to help reduce foreclosures. One prominent change was made to Pennsylvania laws governing interest rates (Act 6 of the Loan Interest and Protection Law) and the foreclosure process (Act 91). When passed in 1974, Act 6 provided enhanced protections to homeowners who had a residential mortgage up to $50,000.
Reinvestment Fund’s study found that between 1980 and 2000, the number of homes in Pennsylvania under that $50,000 threshold fell from 66.3% to 17.8%. If the threshold value were to have been indexed to inflation, it would now be $197,000. That value would give over 90% of Pennsylvania’s homeowners the Act 6 protections. This threshold increase was among the specific changes made by the Legislature based on Reinvestment Fund’s analysis. Other changes included improved licensing regulations for mortgage brokers, enhanced protection against inflated appraisals and better data collection on homes in imminent danger of foreclosure.
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December 5, 2024