Commissioned by the Federal Home Loan Bank of Pittsburgh (FHLB) and the Pennsylvania Housing Finance Agency, Reinvestment Fund studied the impact of changes in the housing and mortgage markets on Hispanics in Pennsylvania and Delaware. The analysis focuses in Berks, Lancaster, Lehigh, Northampton and Philadelphia counties in Pennsylvania and New Castle County in Delaware. Together these counties are home to more than 60% of the Hispanics in the region. Also included in this study was a review of the available housing counseling resources, and counseling specifically available to those persons for whom Spanish is their primarily language. Reinvestment Fund’s research partner on this project is the National Council of La Raza.