Mortgages are the lifeblood of the real estate market. Since 1975, Mortgage lenders have been required to collect data on the characteristics of mortgage borrowers and to disclose that information to the public. These data provide a wealth of information about who in your city is applying for purchase and refinance mortgages, who is being denied mortgages, and the names of the top lenders in your city.
As a service to you, we’ve created a series of reports summarizing home purchase and refinance mortgages in each of the cities for which we’ve completed an MVA.
You can find the report, which contains a section for every city, here:
https://goo.gl/NywGCJ
Take a look and let us know what you think.
Jacob Rosch conducts quantitative and qualitative research at Reinvestment Fund. His most recent projects have investigated the supply of uncertified child care in the Philadelphia area, the impact of scattered site housing projects, and the role of “middle market” neighborhoods in legacy cities. At Reinvestment Fund, Mr. Rosch leads projects to help philanthropic, government, and private investors design strategies to support the expansion of high quality childcare, build healthy and thriving communities, and improve the lives of residents and families in disadvantaged communities.
Prior to joining Policy Solutions, Mr. Rosch spent six years as a consultant working with clients in the K-12 and higher education sectors on a wide range of topics including school finance, teacher quality, accountability, online education, and university budgeting. His work has been published by the Annie E. Casey Foundation, the Federal Reserve Bank of San Francisco, and the Chicago Policy Review.
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