Mortgages are the lifeblood of the real estate market. Since 1975, Mortgage lenders have been required to collect data on the characteristics of mortgage borrowers and to disclose that information to the public. These data provide a wealth of information about who in your city is applying for purchase and refinance mortgages, who is being denied mortgages, and the names of the top lenders in your city.
As a service to you, we’ve created a series of reports summarizing home purchase and refinance mortgages in each of the cities for which we’ve completed an MVA.
You can find the report, which contains a section for every city, here:
https://goo.gl/NywGCJ
Take a look and let us know what you think.
Jacob Rosch conducts quantitative and qualitative research at Reinvestment Fund. He leads projects to help philanthropic, government, and private investors design strategies to support the expansion of high-quality child care, build healthy and thriving communities, and improve the lives of residents and families in disadvantaged communities.
The Renters’ Access Act (RAA) articulated what the City of Philadelphia defines as uniform tenant screening criteria, creates a right to dispute a landlord’s decision to decline an application from a prospective tenant, and right to a next available unit should the dispute produce evidence that the prospective tenant was a qualified applicant.
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