In 2019 Policy Solutions partnered with Pennsylvania Housing Finance Agency (PHFA) to conduct a study of historical patterns of homeownership rates for different racial/ethnic groups throughout the 21st century. The study findings highlight the ongoing persistence of gaps in White and non-White homeownership throughout Pennsylvania. Policy Solutions identified important steps PHFA can take to increase minority homeownership in Pennsylvania. Enhancing the availability of mortgage products for credit-worthy minority borrowers; providing housing counseling and budgetary supports for prospective and existing homeowners; and offering assistance to existing minority homeowners facing financial difficulties are all good strategies to increase minority homeownership in Pennsylvania. Moreover, for the Agency to narrow the gap between White and non-White homeownership across the state (particularly for Black and Hispanic households), an affirmative push to get more home purchase originations to non-White borrowers will be required over a sustained period of time.
As Chief Policy Analyst at Reinvestment Fund, Dr. Michael Norton supports all research related to Reinvestment Fund’s organizational goals and mission. Dr. Norton completed his doctoral studies in the Sociology Department at Temple University, where his research examined the relationship between secondary mortgage market activity and neighborhood change in the Philadelphia region at the turn of the 21st century.
Colin Weidig conducts evaluations, strategic planning, and quantitative analyses for philanthropic, government, and private clients. Employing both quantitative (including spatial, statistical, and analytics-based) and qualitative (including interviews and focus groups) analyses, Mr. Weidig uses research to help clients better understand their markets, programs, and policy advocacy.
Michelle Schmitt uses quantitative and qualitative analysis to help clients assess their impact, evaluate their programming, and clarify their policy goals for Reinvestment Fund. She is currently working on a national study supported by the Institute of Museum and Library Services to understand the different ways museums and libraries contribute to the quality of life in their local communities, in addition to working on an analysis of minority homeownership in Pennsylvania, and a Market Value Analysis of St. Louis, Missouri.
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